Acknowledgement of Debt

Acknowledgement of Debt

A legal document to acknowledge an amount of money owed by a debtor.

For use anywhere in the UK.

Price (inc VAT)£4.70

An Acknowledgement of Debt is simple letter of confirmation by a debtor to a creditor of an outstanding debt for a fixed amount owing to the creditor.

Creditors are required, by law (The Limitation Act 1980) to take action to recover outstanding debts within 6 years of them becoming due. After 6 years creditors cannot start legal proceedings to recover the debt. If, however, the debtor acknowledges their legal responsibility by signing an Acknowledgement of Debt, then the creditor has 6 years from the date of signing in which to pursue the debtor for payment.

An Acknowledgement of Debt letter, therefore, is an instrument that affirms a debtors legal responsibility to repay a debt.


This Acknowledgement of Debt is suitable for use in England, Scotland and Wales. The form allows inclusion of details:

  • creditor
  • debtor
  • amount of debt.

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