Loan Agreement (Simple)

Loan Agreement (Simple)

A simple unsecured Loan Agreement that sets out the terms of the loan and its repayment.

For use anywhere in the UK.

Price (inc VAT)£14.95

This Simple Loan Agreement template is suitable for uncomplicated circumstances where a loan is typically being made to an individual by another individual, although it may also be used for a loan to a business by another business or individual.

Applying interest to the loan is optional so suitable for 0% interest rate loans. If interest is to be charged, it is calculated at a monthly rate of one twelfth of a nominated annual rate.

There are no provisions allowing an increase or decrease in payments in accordance with an increase or decrease in a published annual base rate. Repayment of the loan may be either on a monthly basis or on demand.


This agreement is suitable for use in England, Scotland and Wales. It includes relevant clauses and allows inclusion of details:

  • borrower
  • lender
  • amount of loan
  • period of loan
  • interest rate
  • monthly repayments.

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