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Reclaiming Bank Charges

Many banks automatically charge you a penalty for going into an unauthorised overdraft and then charge you a similar amount each time a transaction, direct debit or standing order goes through your account. Experts believe that these charges are unfair and breach consumer contract regulations.

If you have been charged for going into an unauthorised overdraft then you can follow our step-by-step guide to challenge your bank and take action to reclaim unfair charges. You can challenge penalty charges you have paid in the last six years (five years in Scotland), including any paid on accounts you have since closed.

The Clickdocs guide to reclaiming bank charges is suitable for use in England, Wales and Scotland. The guide is accompanied by two template letters for use when contacting your bank or building society regarding penalty fees.

This guide with template letters is free. The guide is provided in PDF format and the template letters in Word Document format.



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Order your free Guide to Reclaiming Bank Charges: Reclaiming Bank Charges

 
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